Key Takeaways:
Danmarks Nationalbank discovered 4% of Danes owned crypto in 2025, displaying possession has stalled since 2023. Most native traders maintain BTC or ETH, although Danish financial institution warning retains adoption beneath 11% in Norway. Future buying and selling will probably middle on MiCA licensed platforms as solely a small share use non-public wallets.
Demographic Traits and Most well-liked Belongings
Roughly 200,000, or 4%, of Danish residents owned cryptocurrencies in 2025, the identical as in 2023, a brand new central financial institution research revealed. Based on the research report, crypto-asset possession amongst residents appears broadly according to 2023 ranges regardless of the elevated worldwide consideration the belongings acquired final yr. Nevertheless, the proportion of Danes who personal crypto—present in a survey of three,013 residents aged 15 and older—is barely decrease than the 6% (300,000) reported in a 2024 research by the Danish Ministry of Taxation.
In the meantime, the newest Danmarks Nationalbank survey discovered crypto-asset possession is most typical amongst residents below 40 and step by step declines with age. Round 80% of crypto homeowners maintain one among three cryptocurrencies: bitcoin ( BTC), ethereum ( ETH) or XRP. Alternatively, solely 20% of respondents mentioned they maintain stablecoins of their portfolios.
The research additionally famous that crypto possession within the nation is way decrease than in fellow Scandinavian Norway, the place it stood at round 11%. Whereas this distinction will be attributed to numerous elements equivalent to methodological variations or pattern choice, the survey findings may replicate a historic bias in opposition to crypto-assets by banks.
“Danish monetary establishments have traditionally taken a cautious method to crypto-assets. That is mirrored, amongst different issues, in the truth that most Danish establishments have beforehand not allowed their clients to buy crypto-assets through their platforms and have discouraged such investments on the grounds that they contain excessive danger,” the survey report states.
Valuation and Revenue Distribution
By way of common holdings, the research discovered most respondents report complete crypto-asset holdings with an estimated worth beneath $1,575 (10,000 Danish krone), and solely a small share report holdings valued above $7,880.
Total, the worth of crypto-assets held by Danish residents ranged between $472 million and $1.26 billion. Relating to the disparity between lower- and higher-income teams, the report states:
“The earnings distribution exhibits that crypto-owners are overrepresented within the greater earnings teams in contrast with others, and vice versa. The comparatively greater earnings means that crypto-owners usually tend to have the monetary capability to spend money on high-risk belongings.”
The survey additionally discovered most residents in Denmark commerce and maintain their crypto-assets by platforms licensed and topic to supervision below the Markets in Crypto-Belongings (MiCA) regulation. Solely a smaller share report holding crypto-assets in their very own wallets, the place custody takes place with out the involvement of a 3rd get together.
