Nuremberg, Germany, Might nineteenth, 2026, Chainwire
Based mostly on Coinbird DCA Calculator knowledge: month-to-month Bitcoin shopping for since 2015 returned +4,515%, whereas buyers would nonetheless have endured a 76.72% drawdown, and DCA underperformed lump-sum investing in Coinbird’s examined shorter-term situations
New evaluation from unbiased crypto comparability platform Coinbird reveals what disciplined month-to-month Bitcoin shopping for since 2015 would have truly produced, whereas additionally exhibiting the place the favored narrative of “simply DCA into Bitcoin” oversimplifies the fact.
The findings are primarily based on Coinbird’s Bitcoin DCA Calculator, which makes use of historic Bitcoin worth knowledge from CoinGecko and lets customers mannequin recurring funding situations going again to 2013.
To run the backtest or discover various situations, customers can go to:
https://www.coinbird.com/cryptocurrencies/bitcoin/dca-calculator
Key findings
An investor who started a $100/month Bitcoin DCA plan in January 2015 would have made 137 month-to-month purchases via Might 2026, investing a complete of $13,700. As of Might 19, 2026, the ensuing portfolio of 8.219 BTC can be price roughly $632,315, representing a complete return of +4,515% on invested capital. The technique gathered Bitcoin at a mean acquisition value of roughly $1,667 per BTC, as a result of early purchases acquired considerably extra Bitcoin earlier than costs rose.
For buyers who began later, close to the Might 2021 market peak earlier than the 2022 crash, a $100/month DCA plan nonetheless returned +84.34% within the Might 2021–Might 2026 state of affairs — turning $6,100 invested throughout 61 month-to-month purchases into roughly $11,244. Over the identical interval, a lump-sum funding of the total quantity made upfront in Might 2021 returned roughly +43%. On this particular state of affairs, DCA outperformed as a result of the technique robotically gathered extra Bitcoin through the 2022 bear market.
Importantly, lump-sum investing beat DCA on the 1-, 2-, 3- and 4-year horizons in Coinbird’s examined situations. The five-year DCA benefit emerged solely after a full crash-and-recovery cycle. The conclusion that “DCA beats lump-sum” is just not common — it relies upon closely on begin date and market regime.
DCA buyers throughout the total interval nonetheless skilled a most drawdown of -76.72% through the 2022 bear market, underscoring that recurring purchases don’t eradicate volatility or the psychological issue of holding via extreme declines.
“The fascinating discovering is just not merely that Bitcoin went up since 2015,” stated Philipp, Founding father of Coinbird. “The fascinating discovering is that, on this historic state of affairs, automated month-to-month shopping for via crashes, all-time highs and regulatory uncertainty nonetheless produced extraordinary long-term outcomes. On the identical time, the drawdowns present why this technique is way tougher to reside via than it appears to be like on a chart in hindsight.”
Coinbird’s Bitcoin DCA Calculator is accessible freed from cost and permits customers to check totally different funding quantities, buy intervals and begin dates going again to 2013.
Methodology
The evaluation simulates recurring Bitcoin purchases on the chosen month-to-month interval utilizing historic CoinGecko worth knowledge. Lump-sum comparisons assume the total deliberate contribution quantity is invested upfront initially of the chosen interval. Calculations exclude taxes and buying and selling charges. Previous efficiency doesn’t assure future outcomes.
About Coinbird
Coinbird is an unbiased crypto comparability and market intelligence platform serving to retail buyers examine cryptocurrencies, exchanges and wallets with clearer knowledge. On coinbird.com, customers can discover reside market knowledge, examine suppliers, use crypto calculators and comply with market indicators such because the Bitcoin Rainbow Chart, Bitcoin Dominance and Altcoin Season Index.
Coinbird is operated by Coinbird GmbH and is the worldwide platform of kryptovergleich.de, certainly one of Germany’s main crypto comparability portals, serving greater than two million customers yearly. Throughout each platforms, Coinbird combines clear knowledge, sensible instruments and academic guides for brand new and skilled crypto buyers alike.
Contact
FounderPhilipp DuringerCoinbird GmbH[email protected]
