Top Crypto Neobank API 2025 - Crypto Banking Wallet API

Neobanks are more and more turning into a staple of contemporary finance. To construct a complete neobank, crypto APIs are important. Moralis’ API suite enables you to construct a neobank with full crypto performance, full with real-time costs, dwell pockets insights, NFT monitoring, token analytics, and extra. Use Moralis to energy the all-in-one crypto neobank your customers anticipate!

To get began, we’ll take a look at a fast code instance that highlights the ability of Moralis API responses. With only a single name, you possibly can fetch the absolutely decoded transaction historical past of any pockets:

import fetch from ‘node-fetch’;

const choices = {
methodology: ‘GET’,
headers: {
settle for: ‘software/json’,
‘X-API-Key’: ‘YOUR_API_KEY’
},
};

fetch(‘https://deep-index.moralis.io/api/v2.2/wallets/0xda74Ac6b69Ff4f1B6796cdDf61fBDd4A5f68525f/historical past?chain=eth’, choices)
.then(response => response.json())
.then(response => console.log(response))
.catch(err => console.error(err));

Operating the script returns a whole timeline, enriched with human-readable class tags, transaction summaries, handle labels, and extra. Right here’s a pattern response:

{
//…
“end result”: [
{
“hash”: “0xe153a83ec0e392d4edbccf196ca9ac6cd76d3e332ef3d4ee935dbabfb1386861”,
“nonce”: “2123343”,
“transaction_index”: “52”,
“from_address_entity”: null,
“from_address_entity_logo”: null,
“from_address”: “0x7830c87c02e56aff27fa8ab1241711331fa86f43”,
“from_address_label”: null,
“to_address_entity”: “Coinbase”,
“to_address_entity_logo”: “https://entities-logos.s3.us-east-1.amazonaws.com/coinbase.png”,
“to_address”: “0xa9d1e08c7793af67e9d92fe308d5697fb81d3e43”,
“to_address_label”: “Coinbase: Hot Wallet”,
“value”: “0”,
“gas”: “2000000”,
“gas_price”: “2567061474”,
“receipt_cumulative_gas_used”: “3895360”,
“receipt_gas_used”: “211982”,
“receipt_contract_address”: null,
“receipt_status”: “1”,
“block_timestamp”: “2025-02-07T16:54:11.000Z”,
“block_number”: “21795951”,
“block_hash”: “0x22de8b12221a7901519ec150466737257519b15403419c0c316f465555c2e205”,
“transaction_fee”: “0.000544170825381468”,
“method_label”: null,
“nft_transfers”: [],
“erc20_transfers”: [],
“native_transfers”: [
{
“from_address_entity”: “Coinbase”,
“from_address_entity_logo”: “https://entities-logos.s3.us-east-1.amazonaws.com/coinbase.png”,
“from_address”: “0xa9d1e08c7793af67e9d92fe308d5697fb81d3e43”,
“from_address_label”: “Coinbase: Hot Wallet”,
“to_address_entity”: null,
“to_address_entity_logo”: null,
“to_address”: “0xcb1c1fde09f811b294172696404e88e658659905”,
“to_address_label”: “reubenrjs.eth”,
“value”: “300000000000000000”,
“value_formatted”: “0.3”,
“direction”: “receive”,
“internal_transaction”: true,
“token_symbol”: “ETH”,
“token_logo”: “https://cdn.moralis.io/eth/0x.png”
}
],
“abstract”: “Obtained 0.3 ETH from Coinbase: Scorching Pockets”,
“possible_spam”: false,
“class”: “obtain”
},
//…
]
}

A single Moralis endpoint like this allows you to begin constructing superior options like a pockets timeline. And the above instance is only a small style of how one can add crypto assist to your neobank with Moralis!

Wish to dive deeper? Stick round as we discover every thing Moralis’ neobank APIs have to supply. Or, in the event you’re prepared to start out constructing, join a free account under!

Overview

Neobanks are rising in reputation, and competitors is heating up. To face out, you want an edge, and crypto is the right alternative. As crypto holdings develop more and more mainstream, crypto assist is turning into important for neobanks. So, how can neobanks simply add crypto options? The reply is neobank APIs, which streamline crypto knowledge integration and empower builders to construct sooner, smarter, and extra effectively.

Nevertheless, which crypto neobank API is the perfect? And how will you use neobank APIs to unlock highly effective new options?

To reply the above questions, stick to us as we discover the #1 crypto neobank API of 2025 and present you how one can begin constructing with it. Let’s leap in!

What’s a Neobank?

A neobank is a digital-only monetary firm that operates with out bodily branches. It provides conventional monetary companies – together with checking accounts, financial savings accounts, loans, funds, and extra – by cellular functions or web sites. They usually sometimes attraction to prospects searching for flexibility and comfort of their banking expertise.

Listed here are a number of the most important advantages of neobanks:

Low Charges & Excessive Charges: By avoiding pointless overhead prices, a neobank can usually cost decrease charges and supply extra aggressive rates of interest than conventional monetary establishments.

Consumer-Pleasant Design: Clear, intuitive apps and web sites guarantee a clean and user-friendly digital banking expertise.

International Accessibility: Anybody with web entry can use neobank companies, making them excellent for reaching unbanked and underserved populations.

Modern Options: Neobanks supply progressive options like crypto integrations, real-time budgeting instruments, digital playing cards, and way more.

24/7 Entry: Handle funds anytime by always-on net and cellular platforms.

In brief, a neobank is a digital-only financial institution providing low charges, excessive rates of interest, progressive options, and international entry – all by a streamlined app or web site.

Neobanks are Embracing Crypto

As cryptocurrencies acquire reputation and transfer in the direction of the mainstream, monetary establishments more and more undertake crypto-related companies, with neobanks like Revolut main the cost.

At the beginning, let’s take a look at the explanation why neobanks are embracing crypto.

Rising Demand: As extra folks put money into crypto, neobanks seize the chance to supply crypto companies to satisfy rising demand.

Aggressive Benefit: Conventional banks are sluggish to behave, giving neobanks a possibility to face out and seize larger market share by sooner adoption of recent crypto applied sciences.

Quick & Low-Price Transactions: Crypto facilitates sooner, cheaper worldwide transfers, particularly in areas with restricted banking infrastructure.

New Income Streams: Crypto companies unlock further revenue streams by buying and selling charges, unfold margins, and value-added options like staking.

Transparency & Safety: With inherent transparency and security measures, blockchain expertise helps place neobanks as reliable monetary options.

All in all, crypto integrations permit neobanks to distinguish, develop, and thrive in a fast-moving monetary panorama!

Meet the Main Crypto Neobank API Supplier: Moralis for Builders

To construct crypto options to your neobank platform, you’ll want a dependable API for fetching and integrating real-time on-chain knowledge. The best choice for that is Moralis for Builders.

Moralis is an industry-leading crypto knowledge supplier, supplying top-tier APIs and RPC nodes designed to streamline your developer expertise. Get the instruments and assets wanted to simply combine crypto knowledge into your neobank resolution – multi function place.

Why do firms select Moralis as their crypto neobank API supplier?

Streamlined Developer Expertise: Moralis streamlines Web3 growth with outcome-focused APIs that scale back the variety of calls wanted to construct subtle options. Fetch a pockets’s decoded historical past, token balances with real-time costs, and extra – all in a single request.

Full Cross-Chain Assist: With full cross-chain assist, you need to use Moralis’ unified toolkit to construct crypto neobank options protecting all the Web3 ecosystem. Supported networks embody Solana, Ethereum, BNB Sensible Chain (BSC), Optimism, Base, Polygon, and plenty of extra.

Enterprise-Grade Reliability & Safety: With a SOC 2 Sort 2 certification, we guarantee strong safety and enterprise-level reliability throughout all APIs and instruments.

All in all, Moralis provides safe, cross-chain appropriate APIs that ship extra knowledge with fewer calls, making it straightforward so that you can construct crypto neobank options and instruments!

Exploring Moralis’ Crypto Neobank API

Moralis’ APIs embody a variety of use-case-specific interfaces that can assist you effortlessly combine on-chain knowledge into your neobank platform. Listed here are three key examples we’ll cowl in at this time’s information:

Pockets API

Token API

NFT API

To discover all our interfaces, take a look at all of Moralis Web3 APIs!

Pockets API: Get Pockets Historical past, Token Balances, & Internet Value

The Pockets API is an industry-leading API for fetching and integrating wallet-related knowledge into crypto tasks. With this top-tier software, you possibly can simply construct complete portfolio views, decoded transaction timelines, and extra to your crypto neobank platform.

Listed here are some key endpoints of the Pockets API:

/wallets/:handle/historical past: Get the absolutely decoded historical past of a pockets, together with swaps, transfers, and contract interactions.

/wallets/:handle/tokens: Question a pockets’s token balances with costs.

/wallets/:handle/defi/positions: Fetch all DeFi positions of a pockets.

/wallets/:handle/net-worth: Get the full web value of a pockets, together with breakdowns for every blockchain community.

wallets/:handle/profitability/abstract: Retrieve a pockets’s complete profitability.

To exhibit the comprehensiveness of the Pockets API, let’s take a look at a pattern script for fetching a pockets’s decoded historical past. Right here’s what it might probably appear to be:

import fetch from ‘node-fetch’;

const choices = {
methodology: ‘GET’,
headers: {
settle for: ‘software/json’,
‘X-API-Key’: ‘YOUR_API_KEY’
},
};

Calling the endpoint above will provide you with the required pockets’s full historical past, enriched with handle labels, transaction classes, occasion summaries, and way more. As such, with this premier software, you get human-readable knowledge straight out of the field:

Please discover the Pockets API documentation to be taught extra in regards to the capabilities of this software.

Token API: Fetch Actual-Time Costs, OHLCV Information, & Swaps

With the Token API, you possibly can fetch and combine token knowledge from all main EVM chains and the Solana community into your challenge. Use this premier API to construct interactive worth charts, analytics options, and different comparable instruments to your neobank app or web site with out breaking a sweat.

Let’s discover some key endpoints of this top-tier software:

/erc20/:handle/worth: Fetch the value of a token, proven in each USD and the chain’s native forex.

/pairs/:handle/ohlcv: Get OHLCV candlestick knowledge for a pair handle.

/erc20/:handle/swaps: Question all swap-related transactions for a token, enriched with classes, labels, and extra.

/erc20/:token_address/pairs: Fetch all supported pairs for a token.

/erc20/:token_address/homeowners: Question all main holders of a token with perception into possession percentages.

To spotlight the ability of the Token API, let’s look nearer at how you need to use this interface to get OHLCV candlestick knowledge for any pair handle. Right here’s a pattern script:

import fetch from ‘node-fetch’;

const choices = {
methodology: ‘GET’,
headers: {
settle for: ‘software/json’,
‘X-API-Key’: ‘YOUR_API_KEY’
},
};

fetch(‘https://deep-index.moralis.io/api/v2.2/pairs/0x88e6a0c2ddd26feeb64f039a2c41296fcb3f5640/ohlcv?chain=eth&timeframe=1h&forex=usd&fromDate=2024-12-25&toDate=2025-01-01’, choices)
.then(response => response.json())
.then(response => console.log(response))
.catch(err => console.error(err));

Operating the code above returns a collection of timestamps based mostly in your question parameters, together with open, excessive, low, and shut costs, in addition to quantity and swap knowledge:

{
//…
end result: [
{
timestamp: ‘2025-01-01T00:00:00.000Z’,
open: 3331.696480420306,
high: 3356.4217239746795,
low: 3331.5069326442967,
close: 3356.4217239746795,
volume: 3528532.8710554917,
trades: 234
},
//…
]
}

Try the Token API documentation to check this interface and be taught extra in regards to the remaining endpoints.

NFT API: Question NFT Balances, Metadata, & Costs

The NFT API is a top-tier software for querying NFT-related knowledge from all main blockchain networks. Use it to counterpoint portfolio views with NFTs, energy NFT-Fi analytics, and combine different comparable options into your neobank.

Listed here are a number of outstanding endpoints of the NFT API:

/:handle/nft: Fetch all NFTs owned by a pockets handle.

/nft/:handle/:token_id: Get the metadata of any NFT.

/:handle/nft/transfers: Question all NFT-related transfers of a pockets.

/nft/:handle/:token_id/floor-price: Get the ground worth of an NFT.

/:handle/nft/collections: Fetch all NFT collections owned by a pockets handle.

To demo the accessibility of the NFT API, let’s take a look at a pattern script for fetching balances. Right here’s what it might probably appear to be:

import fetch from ‘node-fetch’;

const choices = {
methodology: ‘GET’,
headers: {
settle for: ‘software/json’,
‘X-API-Key’: ‘YOUR_API_KEY’
},
};

fetch(‘https://deep-index.moralis.io/api/v2.2/0xf9bCe92da0D4b8253077A6851a32bBD059E2A5A4/nft?chain=eth’, choices)
.then(response => response.json())
.then(response => console.log(response))
.catch(err => console.error(err));

Operating the above script will provide you with a listing of all NFTs owned by the pockets, enriched with metadata, rarity labels, traits, spam indicators, and extra for every token:

{
[
{
amount: ‘1’,
token_id: ‘4307’,
token_address: ‘0xbd3531da5cf5857e7cfaa92426877b022e612cf8’,
contract_type: ‘ERC721’,
owner_of: ‘0xf9bce92da0d4b8253077a6851a32bbd059e2a5a4’,
last_metadata_sync: ‘2025-02-27T18:04:56.017Z’,
last_token_uri_sync: ‘2025-02-27T18:04:50.744Z’,
metadata: ‘{“attributes”:[{“trait_type”:”Background”,”value”:”Purple”},//…]}’,
block_number: ‘21935687’,
block_number_minted: ‘12878236’,
identify: ‘PudgyPenguins’,
image: ‘PPG’,
token_hash: ‘ec0e59113005f6f5451527b8ddc2eb16’,
token_uri: ‘ipfs://bafybeibc5sgo2plmjkq2tzmhrn54bk3crhnc23zd2msg4ea7a4pxrkgfna/4307’,
minter_address: ‘0x5d9e720a1c16b98ab897165803c4d96e8060b8e4’,
rarity_rank: 644,
rarity_percentage: 7.25,
rarity_label: ‘High 8%’,
verified_collection: false,
possible_spam: false,
collection_logo: null,
collection_banner_image: null,
floor_price: ‘9.444’,
floor_price_usd: ‘23565.759’,
floor_price_currency: ‘eth’
},
//…
]
}

To be taught extra about this premier software, please discover the NFT API documentation web page.

Crypto Neobank API Use Instances

The Moralis neobank API has many use instances, permitting you to simply construct every thing from complete pockets options to token analytics instruments. Listed here are a number of outstanding examples we’ll dive deeper into at this time:

Portfolio View

Worth Chart

Transaction Timeline

Let’s break down these three examples under and see how Moralis’ API suite may also help you construct them!

Portfolio View

With the neobank API, it’s straightforward to construct a complete portfolio view, exhibiting a pockets’s token holdings, profitability, web value, DeFi positions, and way more. Right here’s an instance of what the function can appear to be:

Let’s take a look at a quick abstract of key endpoints you have to construct the instance above:

Token Balances with Costs: /wallets/:handle/tokens

Internet Value: /wallets/:handle/net-worth

DeFi Positions: /wallets/:handle/defi/positions

NFT Balances: /:handle/nft

Profitability: /wallets/:handle/profitability/abstract

All in all, the neobank API supplies all the info you have to construct a full portfolio view with ease!

Worth Chart

The neobank API makes it straightforward to construct interactive candlestick charts for crypto tokens. Right here’s an instance constructed utilizing the Token API:

To construct a chart just like the one above, you simply want one endpoint: /pairs/:handle/ohlcv. This endpoint returns an array of timestamps that embody open, excessive, low, and shut costs, together with quantity and swap knowledge.

As such, when utilizing the #1 neobank API, you possibly can fetch all the info required to energy interactive candlestick charts with out breaking a sweat!

Transaction Timeline

Seamlessly construct a complete pockets timeline exhibiting the person’s decoded on-chain historical past. Right here’s an instance of what the function can appear to be:

All the info you want comes from a single request to the /wallets/:handle/historical past endpoint. Calling this endpoint will present the total transaction historical past of the required pockets, together with occasion summaries, class tags, handle labels, and way more.

That’s it. One endpoint supplies every thing you have to construct a full transaction timeline!

Abstract: High Crypto Neobank API 2025 – Crypto Banking Pockets API

The neobank market is heating up, which means neobanks want to remain aggressive. With rising demand for crypto, there’s a transparent alternative to achieve a aggressive edge. So, how will you simply add crypto options to your neobank platform? The reply is Moralis – the {industry}’s main neobank API supplier!

Text: "Summary: Top Crypto Neobank API 2025 - Crypto Banking Wallet API"

Moralis is a top-tier crypto knowledge supplier, providing you with the assets to simply combine crypto knowledge into your web site or software. Listed here are a number of the key instruments of the neobank API:

Pockets API: Get a pockets’s full transaction historical past, web value, profitability, DeFi positions, and way more.

Token API: Fetch token costs, OHLCV knowledge, swaps, holders, pairs, snipers, and so on.

NFT API: Question NFT metadata, transfers, homeowners, costs, stats, balances, and way more.

With the instruments above, you possibly can construct every thing from interactive crypto charts to portfolio views to your neobank platform with out breaking a sweat.

So, in the event you’re searching for a simple option to supercharge your neobank and acquire an edge available in the market, join a free Moralis account at this time!

Are you additionally interested by how Moralis compares to different crypto knowledge suppliers? Try our comparability guides, which discover the QuickNode API and DEXScreener API!

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