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The XRP worth may rise 50X to $100 within the subsequent 5 years, in response to South Korean YoungHoon Kim, who claims the title of “world’s smartest particular person.”
Kim, who the Giga Society says has an IQ of 276, larger even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 put up on X.
Based mostly on my private view, #XRP may doubtlessly attain $100 over the subsequent 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 put up, when he stated that he can be shopping for XRP. He adopted his newest put up with one other that stated, ”When you have the next IQ, then chances are you’ll be extra more likely to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some consultants and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he stated that “Bitcoin appears prepared to interrupt each prediction ever written,” and that “the actual bull run begins when individuals assume it’s already over.” He has additionally known as Bitcoin “the cash of God.”
XRP Would Be Price Extra Than Complete Crypto Market At $100
The XRP worth dropped a fraction of a p.c up to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, in response to CoinGecko, taking its loss for the previous month to greater than 12%.

XRP worth (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the tip of the last decade, it could mark a 50X achieve from the crypto’s present worth. That will see the token’s market cap soar to greater than $6 trillion, nearly double the complete business’s present market cap of $3.06 trillion.
In feedback beneath Kim’s X put up, a number of individuals stated that his prediction is unrealistic, whereas supporters stated that the $100 goal doesn’t consider any adjustments available in the market that would result in elevated demand for XRP.
These supporters added that Ripple’s transfer to turn out to be a constitution financial institution could possibly be a serious catalyst for the XRP worth.
A number of Basic Catalysts Align For XRP
Kim’s prediction comes after a collection of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this 12 months which might be all a part of a broader effort to develop the presence of its cost infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this 12 months have already collected over $1 billion in property. Based on knowledge from SoSoValue, Canary’s XRPC leads with $342.01 million in web property.
The Ripple ecosystem additionally obtained a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, growing the token’s publicity.
XRP Chart Reveals Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s worth down in latest weeks.

Day by day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the help degree at $1.9060. If this degree is breached and patrons don’t step in, the crypto may find yourself tumbling to as little as $1.5770 within the quick time period.
Nonetheless, a rebound from the present degree may end in XRP breaking above the descending development line. Consumers would possibly subsequently attempt to push the crypto to above the $2.2440 resistance degree, earlier than a possible climb to as excessive as $2.6950 if the stress from bulls persists.
Taking a look at technical indicators, each the Shifting Common Convergence Divergence (MACD) and the Relative Energy Index (RSI) on the day by day chart counsel the XRP worth may go both approach. The crypto’s course within the subsequent couple of days will rely closely on whether or not patrons or sellers step in to take management.
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